Alternative
financing advisory

We structure and manage the entire financing process with speed, rigor, and solutions tailored to the nature of each transaction.

How our service works

At Narval, we structure financing transactions through a specialized, independent, and results-oriented approach.

We start with an exhaustive analysis to prepare a solid and well-documented financing dossier.

With this foundation, we present the transaction to the lenders with the best fit and negotiate the most suitable structure with them. We manage the entire process with clarity and discipline.

Our methodology:
end-to-end

2 días

Initial study and document collection

We analyze the nature of the transaction, its feasibility, and its risks. We gather the essential documentation to start the process with precision, order, and efficiency from day one.

2 días

Preparation of the financing dossier

We prepare a comprehensive and structured dossier that defines the transaction: guarantees, financial structure, terms, and exit strategy. This document enables the lender to assess the project clearly and speeds up the internal approval process.

1 día

Selection and presentation to lenders

We identify the lenders with the best technical fit and present the transaction in the format required by each entity, generating immediate interest and facilitating a swift assessment.

3 días

Receipt and analysis of proposals

We evaluate each offer in terms of structure, guarantees, cost of capital, terms, and conditions. We select with you the alternative that best fits the objectives and the reality of the project.

10 días

Due diligence and internal validation

The lender reviews documentation, validates the financing dossier, and appraises the asset. We manage this process, resolve inquiries, and adjust conditions to optimize the fit before the credit committee.

2 días

Final negotiation of terms

We negotiate terms, costs, ratios, and covenants until we obtain a firm proposal aligned with your interests and market standards.

2 días

Closing of the transaction

We coordinate with the client, the lender, advisors, and the notary’s office to ensure an orderly and punctual signing, in accordance with the agreed terms.

1 día

Closing report

We deliver an executive summary with the final results, approved conditions, and upcoming milestones, providing total clarity on the transaction.

Flexible

Supervision and monitoring of execution

We verify the correct application of funds, compliance with phases, and any additional requirements, especially in transactions with staggered disbursements.

What does alternative financing bring to your project?

Agile analysis and judgment from the start

We quickly assess the feasibility of the operation with technical rigor, providing an initial clear view of fit, structure, and realistic financing possibilities.

Faster decision-making and disbursement times

When the deal fits, the decision-making and fund release processes are noticeably faster than in traditional banking, allowing you to seize opportunities that cannot wait.

Terms tailored to the project’s structure

Custom-designed terms, aligned with the client’s needs and the project’s cycle, featuring a payment and repayment structure consistent with the planned repayment schedule.

Effective alternative to traditional banking

Allows financing of operations that banks do not undertake due to timelines, structure, risk profile, or balance sheet configuration, without sacrificing financial rigor or discipline.

Fit for unique projects or early-stage phases

Suitable for acquisitions, repositionings, renovations, or early-stage developments, where structural flexibility is key.

Control and autonomy in execution

Alternative financing is non-intrusive: the developer or owner retains control of the project and strategic decision-making.

Key advantages

Proven track record

Over €500M structured and more than 150 transactions approved in alternative financing in Spain. Proven experience in complex transactions, with clear technical criteria and consolidated methodologies.

Solutions tailored to each transaction

We select lenders with a real fit for your project, taking into account its nature, risk level, and specific needs. Each structure is custom-designed, without standard models.

Technical and transparent negotiation

We negotiate on your behalf with rigor, clarity, and a detailed analysis of every condition. Our goal is to maximize the fit, optimize costs, and ensure informed decisions, without hidden risks or fine print.

Direct access to specialized lenders

We have a consolidated network of over one hundred lenders, including entities with demanding internal processes and precise technical criteria. This qualified access allows us to accelerate timelines and improve the quality of proposals.

Time savings and end-to-end process

We handle the entire financing cycle: analysis, dossier, presentation, negotiation, and formalization. You focus on your business; we focus on obtaining a solid and approvable financial structure.

Why Narval to structure your financing?

We combine experience, technical judgment, and a strategic approach to structure and support financing operations with a true fit.

Proven track record

More than 300 completed transactions and over €500M structured in alternative financing. Solid experience in real estate and asset operations across Spain.

Qualified access to specialized lenders

Active network of over 100 lenders with sector experience, agile processes, and real decision-making capacity.

Technical and independent negotiation

We support each transaction with judgment, clarity, and complete independence, optimizing terms without conflicts of interest.

Tailored analysis and structuring

We prepare a clear, solid, and defensible financing dossier, ready for direct presentation to specialized lenders.

Comprehensive process management

We handle the entire transaction cycle: analysis, structuring, presentation, negotiation, and formalization, with organization, discipline, and a focus on closing.